The AI-Native Operating System for Banks.
Powering banks' transition to AI-native operations
Intelligent Banking Operations
Transform your banking operations with AI-native workflows.
AI-Driven Onboarding
Instantly verify identities, extract documents, and ensure seamless KYC/KYB compliance for frictionless customer onboarding.
Automated Compliance & Risk
Continuously screen transactions, detect fraud, and ensure AML/PEP adherence without slowing down operations.
Personalized Engagement
Deliver real-time financial recommendations, cross-sell opportunities, and loyalty-driven banking experiences.
Intelligent Transaction Monitoring
AI detects anomalies, flags suspicious behavior, and proactively protects customer accounts.
24/7 AI Banking Concierge
Every account holder is paired with an AI assistant that handles support, resolves queries, and enhances the customer experience.
Predictive Analytics
Leverage AI insights to optimize lending decisions, detect early credit risks, and improve financial forecasting.
Deliver Instant, Personalized Banking Experiences with AI
24/7 AI Banking Concierge Paired with Every Customer Account
24/7 On-Demand Support
Customers get instant answers, resolve issues, and receive proactive alerts anytime, anywhere.
Compliance Monitoring
AI continuously screens transactions and ensures compliance without disrupting the user experience.
Proactive Account Insights
AI monitors spending, identifies patterns, and provides personalized financial recommendations.
Personalized Offers & Upsells
AI-driven insights suggest relevant banking products, credit offers, and rewards tailored to each customer.
Deliver a Superior Customer Experience from Day One
Onboarding shouldn't feel rigid or impersonal. With Emma, an AI-powered digital onboarding agent, banks can offer a seamless, multilingual, and adaptive onboarding experience—meeting customers where they are and guiding them with clarity and flexibility at every step.
Hi, I'd like to open a bank account.
Great! I can help you with that. Let's get started. First, what type of account are you looking for?
Personal Checking
Business Account
Savings & Investments
I need a personal checking account.
Got it! Do you want a standard account, or one with travel perks and cashback rewards?
Which one has lower fees?
Our Standard Checking has no monthly fees, while the Premium Account offers extra perks for $10/month.
Can we switch to Spanish?
¡Por supuesto! A partir de ahora, continuaré en español. ¿Necesitas ayuda con algo más?
¿Cuáles son los requisitos para abrir una cuenta?
Solo necesitas un documento de identidad válido y un comprobante de domicilio. ¿Quieres que te ayude a subirlos ahora? 🚀
Conversational Onboarding
Customers chat with Emma instead of filling out long forms. She dynamically adjusts questions based on responses, reducing friction.
Instant Document Verification
Emma extracts and validates data from IDs, bank statements, and other documents using AI, ensuring compliance with KYC regulations.
Automated Risk & Compliance Checks
Runs real-time background checks, flagging high-risk cases while approving low-risk customers instantly.
AI Agents: Intelligent Compliance Assistants
Meet our specialized AI agents designed to transform your compliance operations.
Automates identity verification, document processing, and compliance screening, reducing onboarding time from days to minutes.
Automates PEP, sanctions, and adverse media screening with real-time risk assessment and fewer false positives.
Analyzes financial history, risk factors, and creditworthiness to accelerate loan approvals and improve accuracy.
Detects fraud patterns, flags anomalies, and predicts suspicious activity before it happens to ensure financial security.
Analyzes spending behavior, transaction patterns, and financial trends to help banks tailor offerings and optimize risk management.
Delivers personalized financial advice, proactive product recommendations, and targeted engagement strategies to boost customer satisfaction and lifetime value.
Get Started: Transform Compliance with AI
Ready to automate compliance and reduce risk?